body {
background-color:white;
background:white url('graphics/bground.gif');
color:black;
font-family:Arial, Helvetica, Verdana, sans-serif;
font-size:10pt;
text-align:left;
margin-left:0in;
margin-right:0in;
margin-top:0in;
margin-bottom:0in
}
p, td {
font-family:Arial, Helvetica, Verdana, sans-serif;
font-size:10pt;
text-align:left
}
p {
margin-top:5pt;
margin-bottom:5pt
}
li {
font-family:Arial, Helvetica, Verdana, sans-serif;
font-size:10pt;
text-align:left;
margin-top:0in;
margin-bottom:.0001pt
}
h1, h2, h3, h4, h5, h6 {
color:black; 
font-family:Arial, Helvetica, Verdana, sans-serif;
background:transparent
}
h1 {
font-weight:bold;
font-size:12pt;
text-align:center;
page-break-after:avoid;
margin-top:4pt;
margin-right:0in;
margin-bottom:4pt;
margin-left:0in;
mso-outline-level:1
}
h2 {
background-color:#7d1c0c;
color:whitesmoke;
padding:2.0pt;
font-weight:bold;
font-size:10pt;
text-align:left;
page-break-after:avoid;
margin-top:5pt;
margin-right:0in;
margin-bottom:5pt;
margin-left:0in;
mso-outline-level:2
}
h3 {
font-weight:bold;
font-size:10pt;
text-align:center;
page-break-after:avoid;
margin:0in;
margin-top:0in;
margin-bottom:5pt;
mso-outline-level:3
}
h4 {
font-weight:bold;
font-size:10pt;
text-align:left;
page-break-after:avoid;
margin:0in;
margin-top:0in;
margin-bottom:.0001pt;
margin-left:.25in;
margin-right:0in;
mso-outline-level:4
}
h5 {
font-weight:bold;
font-style:italic;
font-size:10pt;
text-align:left
page-break-after:avoid;
margin:0in;
margin-top:0;
margin-bottom:.0001pt;
mso-outline-level:5
}
h6 {
font-weight:normal; 
font-style:normal;
font-size:8pt; 
text-align:center
margin:0in;
margin-top:0in;
margin-bottom:.0001pt;
mso-outline-level:6
}
small {
font-family: Verdana, Geneva, Arial, Helvetica, sans-serif;
font-size:7.5pt;
margin-top:0in;
margin-bottom:0in
}
a:link, a:visited, a:active {
text-decoration:none;
color:#7d1c0c
}
a:hover {
color:red
}